New rules liberalization decree 2012 for car insurance: liability insurance required three quotes
Isvap kicked off the implementing regulation of one of the principal rules of the liberalization decree on Rc car, which was approved in late March, putting in public consultation on its website the draft regulation on the three estimates that intermediaries are obliged to release contractor prior to the conclusion of the contract.
The purpose is to enhance the mobility of insurance customers and boost the competitive dynamics. Observations schema Regulations may be sent to Isvap by July 25, 2012 to the email address: Questo indirizzo email è protetto dagli spambots. È necessario abilitare JavaScript per vederlo..
As required by the new regulations, the broker shall deliver to the customer at least three quotes custom, that is designed on the objective and subjective characteristics of the specific risk profile of the customer and issued by companies belonging to different insurance groups.
The news will include the presentation of the relevant briefings, to provide guidance on contractual terms as well as on the prize, to ensure greater transparency.
In the choice of a customized quote for the customer intermediaries will have to respect the rules of diligence, honesty, transparency and professionalism and will then have to maintain records relating to estimates released, so as to enable the Supervisory Authority ex post checks to verify the correctness and the adequacy of the information provided. The Authority will ensure that this aspect.
The intermediaries may only use the services of company estimates available on the websites of businesses, public services online Comparison 'Tuopreventivatore', on the site ISVAP and the Ministry of Economic Development and comparison services specifically established and managed by intermediary associations.
21/07/2012
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Translated via software
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Source:
Italian version of CercaGeometra.it