How to save on car insurance policies via online policies?

How to save money with car insurance online

The "auto insurance is certainly one of the keys more painful in times of crisis, insurance companies continue to increase the policy and you often find yourself in trouble, you have to shell out really high numbers to ensure their vehicle. However, there are several ways to save on car insurance up to a few hundred euro, the range of savings is in fact between 50 and 200 Euros. The best way forward is to look for car insurance online or by phone, you can just put in any search engine, "car insurance on line" and thousands of links may be consulted.

Insurance companies for quotes and Comparators

Among the economic insurance companies to which you can ask for a free quote, there are: Directline, Genialloyd, Linear, Quixa, Genertel and many others that you will find by searching on the internet. As already mentioned, filling out a simple online form you can get a quote and evaluate its suitability by comparing it with its own policy, also are often offered discounts and low prices to new customers who decide to enter into a contract by changing the old company.

Usually you can comfortably pay by credit card and is also offered telephone contact for more clarification, or simply have a conversation on the phone with the insurance company. The dense capillary network of the internet also possible to make use of the so-called "comparators insurance", these are the online platforms in which state the specifics of your car and evaluate (compare, in fact) the quotes offered by several companies at the same time, in this way you can have an organic and overall more favorable policies and seek an effective savings for car insurance. We cite here some of the most well-known but in this case it is possible to assess further googling "comparators car insurance":

 Cercassicurazioni.it

 6sicuro.it

 Assicurazione.it

 Facile.it

 

All ensure maximum transparency and especially the privacy of the information that you enter, but on occasions it is decided not to consider a quotation, the system will automatically eliminate these data, no trace and no trace, in accordance with the regulations in this area. To guarantee the motorist sure we ISVAP, institute surveillance of private insurance, which oversees the insurance companies; ISVAP also provides its comparator, it is the "Tuopreventivatore", in this case, however, appear only the standard policies (ie, those most frequently requested by motorists), it is possible to have information on the basis of personal and technical specifications of the vehicle in possession.

The parameters that affect the cost of car insurance

Each policy has, however, a value closely related to displacement, registration and options that enhance security. Cars that have a capacity less require insurance certainly less expensive vehicles more "powerful", the companies explain this "surplus" tied to the engine power increases as the increase in the frequency of accidents and dangerous situations. Even the year of registration imposed on the cost, the more modern cars will certainly be safer than the old ones, the alloys used, the greater stability dictated by technological and engineering provide an increasing vehicle safety.

Finally, we have to consider also the presence of devices, the reason is obvious: systems such as ABS (the braking control) and airbags, reduce the incidence of damage to the car but especially to the people; considering the first device, avoids the wheels from locking during emergency braking and allows the driver to have more control of the trajectory, the airbag instead prevents the driver directly impacts the steering wheel or other components in the event of an accident (reducing damage to the person). The price of the insurance there are also other important variables to consider, the first of all is the age of the person signing the bill, the subjects older than 26 years and that they are licensed for at least three years are considered "experts" as a result the prices decrease, from 18 to 25, however, the inexperience increases the frequency of claims and as a result insurers will ask for more money.

Another important factor in determining the price of the insurance is if the policy holder is a man or a woman, women, in fact, tend to drive less, the statistics say that they are much more cautious than men and therefore benefit from benefits and discounts not available to men. Then there are to consider the miles, the road is less traveled, the less you pay, is a relationship very simple and effective for insurers. The statistics also informs us of a greater savings in all regions, in general those of the north seem to be "safer" and consequently in those areas of Italy insurances appear cheaper than the same in the southern regions. It can happen that the same insurance shall be with the same company, both very different in price between north / south and center, the city also affect the price, the greater the extension, the higher the price, the small towns are therefore favorites . The region in which most of all have to pay these figures is the Campania region, in particular the province of Naples, in these areas were also recorded increases of 60% compared to the national averages.

A final strategy for saving seriously and enter into a contract with an insurance economic, is to choose the so-called "RC-car" in time, this term indicates a temporary suspension of the policy are determined at the time of the contract, the days in which the vehicle will be covered (for example, only on weekends, Saturday and Sunday). In short, the way you also save on there, you can just look good, "waste of time" and you can actually save significantly.

 

25/01/2013

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Translated via software

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Source:

Italian version of CercaGeometra.it