Loan of honor for the year 2012 for members of Inarcassa
In the context of deliberate interventions to support the profession Inarcassa has called the ban "Financing of the interest - student loans year 2012," to support access to and exercise of the profession of youth associated with the ' objective of facilitating their application for funding.
Subject of the contract is the financing of the interest through an agreement with the Institute Treasurer Banca Popolare di Sondrio.
BENEFICIARIES
They can access the Loan of honor:
- Subscribers to the Inarcassa under 35 years of age included in the conditions of art. 22.4 of the Statute (reduced contribution) also came together in group practices;
- The professional mothers of preschool or school until the age of compulsory education (16 years of age have not yet been made at the date of the application, provided that the attestation of attendance at a school).
DETAILS
To access the Honour Loan you must:
- Be a member of Inarcassa ON line;
- Be in compliance with all the formalities and contributions under the Statute of Inarcassa;
- Must not have already received funding or contributions payable by Inarcassa.
CONDITIONS OF FINANCING
- Amount financed: from € 5,000.00 to € 15,000.00;
- The duration of loan: 12, 24, 36, 48, 60 months
- Reducing interest charged Inarcassa: 100%;
- The rate applied: IRS for the period up 2.75 points perc. (Less abatement interest charged Inarcassa).
WARNING: The contribution on interest is provided exclusively under the registration to Inarcassa, so if, for whatever reason, to trigger the cancellation of the roles of the Association this contribution is less and the professional will provide for their payment in full from the first installment is not yet paid, unless the immediate repayment of the remaining credit.
PERIOD WITHIN WHICH TO CLAIM
Applications may be submitted by 31 March 2013 and will be charged to up to capacity of the budget approved for 2012.
METHOD 'OF ACCESS
To secure the release of the loan more quickly, the request must be submitted exclusively through Inarcassa ON line, specifying the purpose of the loan in a short project on the use, which may include the costs of planting the professional study and those of purchase of information .
The notification of the outcome will be sent within 60 days of the request.
Possible admission to the financing deliberate Inarcassa, will follow the investigation by the Institute banking agreement (Banca Popolare di Sondrio), which will grant the funding in its sole discretion.
GUARANTEE FUND
From July 2010 Inarcassa has set up a guarantee fund for young members who apply for the loan of honor still not having sufficient income to overcome the investigation for access to credit by the Bank.
The fund operates under a special agreement, signed with the Institute Treasurer Banca Popolare di Sondrio, which it regulates the use and additional investigation necessary to authorize the writing assignment of the loan.
10/04/2012
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Translated via software
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Source:
Italian version of CercaGeometra.it